Bharti AXA General Insurance Company Ltd - Personal Accident
Personal Accident Insurance
Take adequate steps to protect your income and meet your commitments in the event of permanent disability due to serious injury or death due to accident. We offer a range of cover to help you choose the right protection for you.Get Personal Accident insurance today available in 3 plans - Rs. 10 lakhs, Rs. 20 lakhs and Rs. 30 lakhs - to protect you and your family with affordable premium starting as low as Rs. 899.
Bharti AXA Personal Accident Insurance Covers
- Accidental death
- Permanent total disablement
- Permanent partial disablement
- Hospital daily cash (on select PA plans)
- Double indemnity for death or permanent total disablement while traveling in public transport (on select PA plans)
- Worldwide cover
Easy and Simple
- Simple form to be filled
- No documentation
- No medical tests
- Available for ages 18 to 65 years
| Section | Particulars of Benefit | Coverage | 10 lacs | 20 lacs | 30 lacs |
| 1 | Accidental Death | Bodily injury caused by accidental, violent, external and visible means resulting in death within 12 (twelve) calendar months of occurrence of such injury | Rs.10,00,000 | Rs.20,00,000 | Rs.30,00,000 |
| 2 | Permanent Total Disablement | Bodily injury caused by accidental, violent, external and visible means resulting in permanent total disability within 12 (twelve) calendar months of occurrence of such injury | Rs.15,00,000 | Rs.30,00,000 | Rs.45,00,000 |
| 3 | Permanent Partial Disablement | Bodily injury caused by accidental, violent, external and visible means resulting in permanent partial disability within 12 (twelve) calendar months of occurrence of such injury | 2% to 75% of the Sum Insured under Accidental Death Section as per table mentioned in the Policy Wordings | 2% to 75% of the Sum Insured under Accidental Death Section as per table mentioned in the Policy Wordings | 2% to 75% of the Sum Insured under Accidental Death Section as per table mentioned in the Policy Wordings |
| 4 | Double Indemnity for accidental death or Permanent Total Disability while travelling as a passenger in a public conveyance | Double indemnity for death or PTD due to accident whilst travelling as a passenger in a public transport | Rs.60,00,000 for Accidental death and Rs. 90,00,000 for Permanent Total Disability | ||
| 5 | Hospital Daily Cash | For every day of hospitalization due to accident after first 2 days, for a maximum of 50 days. | Rs.1,000 per day |
Key Inclusions
- Accidental Death
- Permanent Total Disablement
- Permanent Partial Disablement
- Accidental Medical Expenses
- Double Indemnity for Accidental Death or Permanent Total Disability while traveling as a passenger in a public conveyance
- Hospital Daily Cash
Key Exclusions
- Any pre-existing disability/accidental injury
- Pregnancy or child birth
- Self-injury,suicide or attempted suicide
- Influence of Liquor or drugs
- Venereal Disease, AIDS or insanity
- War and nuclear risk, terrorism, criminal acts etc.
References:
- Bharti AXA General Insurance - www.bharti-axagi.co.in
Disclaimer: This information is extracted from the company�s official website to provide information to the general public. The information is likely to change based on the concerned insurance companies� discretion. Alterations, deletions and/or additions to the existing policy products, coverage and their premiums may be enhanced or reduced. These figures are only guidelines. We recommend the individual to visit the official website of the insurance company for more details and updated matters.
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APA
Sushma Rao. (2015, May 16). Bharti AXA General Insurance Company Ltd - Personal Accident. Medindia. Retrieved on Jan 31, 2025 from https://www.medindia.net/health/insurance/bharti-axa-general-insurance-personal-accident.htm.
MLA
Sushma Rao. "Bharti AXA General Insurance Company Ltd - Personal Accident". Medindia. Jan 31, 2025. <https://www.medindia.net/health/insurance/bharti-axa-general-insurance-personal-accident.htm>.
Chicago
Sushma Rao. "Bharti AXA General Insurance Company Ltd - Personal Accident". Medindia. https://www.medindia.net/health/insurance/bharti-axa-general-insurance-personal-accident.htm. (accessed Jan 31, 2025).
Harvard
Sushma Rao. 2015. Bharti AXA General Insurance Company Ltd - Personal Accident. Medindia, viewed Jan 31, 2025, https://www.medindia.net/health/insurance/bharti-axa-general-insurance-personal-accident.htm.