Health Insurance Policies - Fine Prints -

Unproven Scientific Treatment

Naturopathy treatment, Acupressure, Acupuncture, experimental and unproven treatments/therapies

Under this clause naturopathy treatment, acupressure, Acupuncture, Magneto-therapy, Aromatherapy etc. treatments are not payable by Insurance.

Unproven scientific therapies or treatments such as CPAP and BiPAP machines used for treatment of Sleep Apnea disorder, Ozone therapy etc. are not reimbursed by Insurance.

External and/or durable Medical/Non-Medical equipment of any kind used for diagnosis and/or treatment including CPAP, CPAD, Infusion pump etc., ambulatory devices i.e. walker, crutches, belts, collars, caps, splints, slings, braces, stockings, elastocrepe, bandages, external orthopedic pads, subcutaneous insulin pump, diabetic footwear, glucometer, thermometer, alpha water-bed and similar related items etc., and also any medical equipment which is subsequently used at home etc.

Reference

1. Best Health Insurance Policy in India - (https://www.apnapaisa.com/insurance/health-insurance-india/index.html)

Disclaimer: The contents of the article are in tune with the regulations in Insurance and TPAs (Third Party Administrators) since the past 2 years. The same rules are likely to prevail and be in force for the year 2009-10, unless changes/modifications/alterations/deletions/additions in existing regulations are made by the Insurance Companies, in tune with the guidelines issued by IRDA (Insurance Regulatory Development Authority). The author of this article does not take responsibility for changes made in the existing health insurance policy coverage which would occur with passage of time.

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