Health Insurance Policies - Fine Prints - Vitamins and Tonics

Vitamins and Tonics

Expenses on vitamins and tonics, unless forming part of the treatment for injury or diseases as certified by the attending physician.


Under this clause, vitamins and tonics that are prescribed by the physician or nursing home, supported with proper documentary proof, are only eligible for reimbursement by Insurance. This is in tune with the treatment of the disease or ailment being sought at the hospital.

Vitamins and tonics bought for personal use without the prescription of the concerned doctor attracts repudiation of the pharmacy bills.

Reference

1. Best Health Insurance Policy in India - (https://www.apnapaisa.com/insurance/health-insurance-india/index.html)

Disclaimer: The contents of the article are in tune with the regulations in Insurance and TPAs (Third Party Administrators) since the past 2 years. The same rules are likely to prevail and be in force for the year 2009-10, unless changes/modifications/alterations/deletions/additions in existing regulations are made by the Insurance Companies, in tune with the guidelines issued by IRDA (Insurance Regulatory Development Authority). The author of this article does not take responsibility for changes made in the existing health insurance policy coverage which would occur with passage of time.

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