Personal Accident Insurance

Take adequate steps to protect your income and meet your commitments in the event of permanent disability due to serious injury or death due to accident. We offer a range of cover to help you choose the right protection for you.

Get Personal Accident insurance today available in 3 plans - Rs. 10 lakhs, Rs. 20 lakhs and Rs. 30 lakhs - to protect you and your family with affordable premium starting as low as Rs. 899.

Bharti AXA Personal Accident Insurance Covers

Accidental death
Permanent total disablement
Permanent partial disablement
Hospital daily cash (on select PA plans)
Double indemnity for death or permanent total disablement while traveling in public transport (on select PA plans)
Worldwide cover

Easy and Simple

Simple form to be filled
No documentation
No medical tests
Available for ages 18 to 65 years

Section	Particulars of Benefit	Coverage	10 lacs	20 lacs	30 lacs
1	Accidental Death	Bodily injury caused by accidental, violent, external and visible means resulting in death within 12 (twelve) calendar months of occurrence of such injury	Rs.10,00,000	Rs.20,00,000	Rs.30,00,000
2	Permanent Total Disablement	Bodily injury caused by accidental, violent, external and visible means resulting in permanent total disability within 12 (twelve) calendar months of occurrence of such injury	Rs.15,00,000	Rs.30,00,000	Rs.45,00,000
3	Permanent Partial Disablement	Bodily injury caused by accidental, violent, external and visible means resulting in permanent partial disability within 12 (twelve) calendar months of occurrence of such injury	2% to 75% of the Sum Insured under Accidental Death Section as per table mentioned in the Policy Wordings	2% to 75% of the Sum Insured under Accidental Death Section as per table mentioned in the Policy Wordings	2% to 75% of the Sum Insured under Accidental Death Section as per table mentioned in the Policy Wordings
4	Double Indemnity for accidental death or Permanent Total Disability while travelling as a passenger in a public conveyance	Double indemnity for death or PTD due to accident whilst travelling as a passenger in a public transport			Rs.60,00,000 for Accidental death and Rs. 90,00,000 for Permanent Total Disability
5	Hospital Daily Cash	For every day of hospitalization due to accident after first 2 days, for a maximum of 50 days.			Rs.1,000 per day

Key Inclusions

Accidental Death
Permanent Total Disablement
Permanent Partial Disablement
Accidental Medical Expenses
Double Indemnity for Accidental Death or Permanent Total Disability while traveling as a passenger in a public conveyance
Hospital Daily Cash