Travel Corporate
(Sponsored article from Star Health & Allied Insurance)
Globalization and business expansion have increased the need for traveling between countries. People who travel also hold positions of high responsibility at their organizations. While all risks cannot be avoided, STAR Health protects corporate executives during their travel by covering them against most risks arising out of travel so they can focus on the job at hand and accomplish their objectives.
FEATURES
- Emergency medical expenses whilst you travel/stay abroad.
- Emergency medical transportation to India.
- Repatriation of mortal remains.
- Any dental emergency expenses following an accident.
- Compensation following accidental injuries.
- Cost of loss of traveler#$#s checked-in baggage.
- Reasonable expenses incurred for obtaining new passport.
- Expenses on emergency purchase of consumables due to any delay in handing over traveller#$#s checked in baggage by the carrier for more than 12 hours.
- Delay in flight.
- Expenses relating to travel and accommodation incurred due to missed departure/connection.
- Hijack distress.
- Any legal liability that may be fastened upon the travelers, if he/she causes any bodily injury or property damage to any third party whilst on an insured trip.
- Any travel expenses incurred in sending a substitute employee following the covered sickness/accidental injuries of the insured employee.
ELIGIBILITY
All Corporate Executives residing in India aged between 18 and 70 years traveling abroad on business purposes can take this insurance
Is it necessary to undergo medical tests?
Generally not required. However any proposal with adverse medical history, irrespective of the age should be accompanied by an ECG, Fasting and Postprandial Blood Sugar, Urine Strip Test and Cholesterol Profile reports duly certified by a cardiologist.
Plan and Trip options
The insurance is available for Travel worldwide including USA and CANADA, for sum insured limits of USD 1,00,000, USD 2,50,000 and USD 5,00,000.
How to buy this insurance?
Please download the form from medindia.com and send the filled in forms to
Download Star Health Travel Insurance Form
A-113, Anna nagar, Chennai-600102,Tamilnadu , India
Ph: 91-44-26263378,Fax: 91-44-26263477
Email:info@medindia.net
Dear Sir, I am Kiran Kothari , 57 years old. sufferinf from controlled diabities and hypothyroid from nearly 10years without any hospitalization. I am fit and having regular walk and exercise session.My medical insurance was covered by corporate policy of my executive son. Now I would like to have medical [health insurance]. policy. Please guide me accordingly. Kiran Kothari
The worst insurance firm ever.. My Father took Senior Citizen Red Carpet Policy [Coverage: 1 Lac; POLICY NO. 006908] from Star Health. On August 29, 2013 when he took policy, he declared that he has Asthma. In October 2013, due to the high blood pressure he was admitted at Sanjeevani Criticare Hospital, Kopar Khairane, Navi Mumbai from 03.10.2013 to 05.10.2013. He spent around Rs. 20,000/- in this process. I had submitted all the papers to Star Health Vashi Office. After which I had no clue on the status of my claim. Every time I called up the helpline, I was flooded with multiple numbers where I need to call and follow-up with each one you in order to have a clear visibility of my claim status. Every time there was a new story that I was hearing from customer support "that the claim in process", but today, I came to know that my Father???s claim has been rejected (claim # 0130102) and it was stated to me that it won???t cover under policy due to norms mentioned as "patient was symptomatic prior to inception of star policy". I do not understand the diagnosis/Analysis been done on this from which you had conclude to reject this normal claim?? I had copied this email to Dr. Sachin Gangavane Sir (Sanjeevani Criticare Hospital) under whose treatment my father???s health was stabilized. As I came to know from your representative that the claim has been rejected on the basis of description written on the indoor paper submitted by hospital, I am sure this is human error and as Health Insurance Company I feel you guys should verify all the medical bills and supporting documents submitted by client before taking such nasty decision. Irrespective of the Policy coverage and terms specified in it you should have thoroughly studied the case history of the client and follow the norms under the same prior you conclude on anything. This is really causing a pain for me to accept your decision under abnormal circumstances. Please let me know, did you find any medical history of my father related to high blood pressure?? On the basis of one note written on some paper how you guys deal with client???s problems before investigating further??? My father felt cheated now as his claim got rejected when he really need it. What is the legal way to handle this issue? Can anybody guide me further on this?
does it covers liposuction treatment
It may be the best .If so answre A senior citizen is issued policy five year back.she paye premium regularly and made bo claim.Can premium jump 100%.She has to pay rs 15000 instead of rs 7000 for sum assured of rs 300000.Is this not misselling.Can you punish Andheri mumbai advisor
This is really sad. We should certainly take some action as permitted by law. Maybe we can go to consumer court and file a petition. Freedom of common man cannot be curbed. Strict action against these demons is the need of the hour....
The worst insurance firm star health allied insurance Andheri Mumbai.The agent cheated us. We have paid regular premium for five years and no claim made but this year the premium is increased 100%. I had complained to all officers and IRDA but they are not afraid. They refuse to give formula of 100% increase There should be action against agent for mis selling. The firm is also refusing to give physical copies of policy if renewed online
These insurance companies know how to dupe people - even educated people. Friends, don't fall into this vicious trap. Also go for renowned companies and consult someone before even talking to these sidey agents.