Travel Individual
(Sponsored article from Star Health & Allied Insurance)
People who travel very often are exposed to several risks, as they have to acclimatize themselves to variations in weather, food and schedules. STAR Health offers STAR Travel Protect.
Insurance to protect against any kind of risk while traveling, whether they are merely inconveniences - like losing baggage or something serious - like a health problem.
FEATURES
When you travel abroad on business or holiday Star Travel protect policy provides you for:
- Emergency medical expenses.
- Repatriation in case of medical emergency.
- Repatriation of mortal remains.
- Any dental emergency expenses following an accident.
- Compensation following accidental injuries.
- Cost of loss of your checked in baggage.
- Reasonable expenses incurred for obtaining new passport.
- Flight delay.
- Missed departure/connection.
- Expenses on emergency purchases of consumables due to any delay in handing over your checked in baggage by the carrier for more than 12 hours.
- Pecuniary loss on cancellation of your trip due to any accidental bodily injury/death of a family member.
- Any Legal Liability that maybe fastened upon you, if you cause any bodily injury or property damage to any third party.
ELIGIBILITY
Any person residing in India aged between 6 months to 70 years traveling outside India on business or holiday can take this insurance
Is it necessary to undergo medical tests?
Not required. However, if the medical history as revealed in the proposal is adverse and for persons who are above 60 years - ECG, Fasting & Post prandial Blood Sugar, Cholesterol Profile and Urine Strip Test Plan reports are required to be submitted along with the proposal.
How to buy this insurance?
Pl download the form from medindia.com and send the filled in forms to
www.medindia.net
A-113, Anna nagar, Chennai-600102, Tamilnadu,India
Ph:91-44-26263378,
Fax:91-44-26263477
Email:info@medindia.net
Dear Sir, I am Kiran Kothari , 57 years old. sufferinf from controlled diabities and hypothyroid from nearly 10years without any hospitalization. I am fit and having regular walk and exercise session.My medical insurance was covered by corporate policy of my executive son. Now I would like to have medical [health insurance]. policy. Please guide me accordingly. Kiran Kothari
The worst insurance firm ever.. My Father took Senior Citizen Red Carpet Policy [Coverage: 1 Lac; POLICY NO. 006908] from Star Health. On August 29, 2013 when he took policy, he declared that he has Asthma. In October 2013, due to the high blood pressure he was admitted at Sanjeevani Criticare Hospital, Kopar Khairane, Navi Mumbai from 03.10.2013 to 05.10.2013. He spent around Rs. 20,000/- in this process. I had submitted all the papers to Star Health Vashi Office. After which I had no clue on the status of my claim. Every time I called up the helpline, I was flooded with multiple numbers where I need to call and follow-up with each one you in order to have a clear visibility of my claim status. Every time there was a new story that I was hearing from customer support "that the claim in process", but today, I came to know that my Father???s claim has been rejected (claim # 0130102) and it was stated to me that it won???t cover under policy due to norms mentioned as "patient was symptomatic prior to inception of star policy". I do not understand the diagnosis/Analysis been done on this from which you had conclude to reject this normal claim?? I had copied this email to Dr. Sachin Gangavane Sir (Sanjeevani Criticare Hospital) under whose treatment my father???s health was stabilized. As I came to know from your representative that the claim has been rejected on the basis of description written on the indoor paper submitted by hospital, I am sure this is human error and as Health Insurance Company I feel you guys should verify all the medical bills and supporting documents submitted by client before taking such nasty decision. Irrespective of the Policy coverage and terms specified in it you should have thoroughly studied the case history of the client and follow the norms under the same prior you conclude on anything. This is really causing a pain for me to accept your decision under abnormal circumstances. Please let me know, did you find any medical history of my father related to high blood pressure?? On the basis of one note written on some paper how you guys deal with client???s problems before investigating further??? My father felt cheated now as his claim got rejected when he really need it. What is the legal way to handle this issue? Can anybody guide me further on this?
does it covers liposuction treatment
It may be the best .If so answre A senior citizen is issued policy five year back.she paye premium regularly and made bo claim.Can premium jump 100%.She has to pay rs 15000 instead of rs 7000 for sum assured of rs 300000.Is this not misselling.Can you punish Andheri mumbai advisor
This is really sad. We should certainly take some action as permitted by law. Maybe we can go to consumer court and file a petition. Freedom of common man cannot be curbed. Strict action against these demons is the need of the hour....
The worst insurance firm star health allied insurance Andheri Mumbai.The agent cheated us. We have paid regular premium for five years and no claim made but this year the premium is increased 100%. I had complained to all officers and IRDA but they are not afraid. They refuse to give formula of 100% increase There should be action against agent for mis selling. The firm is also refusing to give physical copies of policy if renewed online
These insurance companies know how to dupe people - even educated people. Friends, don't fall into this vicious trap. Also go for renowned companies and consult someone before even talking to these sidey agents.