Insurance Glossary

Insurance Term - Exclusions

Exclusions are a list of items or conditions that are not covered by the general insurance contract. There are specific disease conditions or circumstances for which the policy will not provide benefits or coverage. There are certain diseases and conditions for which medical expenses are not covered by the health insurance policy. Exclusions can be of two types – permanent exclusions and first year/second year exclusions. Permanent exclusions are never ever covered by the policy for example, AIDS or expenses incurred on cosmetic surgery. First/second year exclusions are ailments which are not covered for the first/second year of health insurance cover, but are covered subsequently. For example, surgery for tonsillitis is usually not covered in the first year but is covered starting the second year.

Health Insurance Topics

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• An Update on UK Health Insurance
• Apollo Munich Health Insurance Company Limited - Benefits, Easy Health Policies, Disease Specific Plans
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• Cholamandalam (Chola MS) Health Insurance Policies - Key Features, Eligibility and Claim Benefits
• Comprehensive Health Insurance Scheme in Tamil Nadu - Eligibility, Procedure, Features, Benefits
• Critical Care Health Insurance Plan

• Customer Care in Health Insurance Industry
• Employee State Insurance Corporation (ESIC)
• Exide Life Critical Illness Rider Enhances Your Base Policy against Critical Illnesses
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• Future Generali Insurance-Group Health-Group Personal Accident-Accident Suraksha
• HDFC Ergo General Insurance - Health Suraksha, Critical Illness Insurance
• Health Insurance
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• Health Insurance for Senior Citizens - Comparison Chart of Policies, Mediclaim Policy
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• Health Insurance in India - An Introduction
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• Health Insurance Policies - Fine Prints
• Health Insurance Policies Offered by Bajaj Allianz Insurance
• Health Insurance Portability and Accountability Act [HIPAA]
• Health Insurance Portability Now a Reality
• Health Insurance: Learn About Third Party Administrators (TPA)
• Healthcare Plans from ICICI Lombard General Insurance Company
• Iffco-Tokio General Insurance Pvt Ltd - Medishield Policy, Personal Accident Policy, Swasthya Kavach, Critical Illness Policy
• Insurance Agent - Your Friend and Your Guide
• Insurance Concepts and IRDA [Insurance Regulatory and Development Authority]
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• Max Bupa Health Insurance Company Limited
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• Overview on USA Healthcare Insurance
• Premium Calculation by Health Insurance Companies
• Raheja QBE General Insurance Pvt Ltd
• Reliance General Insurance - Health Gain Policy, Critical Illness Cover, Personal Accident Insurance Coverage
• Royal Sundaram General Insurance Company Limited
• Senior Citizen Health Insurance Plans in India | Health Insurance Plans for Senior Citizens in India
• Shriram General Insurance-Claims-Liability Policy-Personal Accident
• Star Health and Allied Insurance - Senior Citizens Red Carpet
• Star Health and Allied Insurance - Travel Corporate
• State Health Insurance Programs
• Student Health Insurance Options
• Tata AIG General Insurance Company Ltd
• The Mediclaim Policy: 2007
• The New India Assurance - Senior Citizens Mediclaim Policy
• TPA (Third Party Administrator) for Claims and Cashless Health Insurance
• United India Insurance Company - Senior Citizen Health insurance
• United India Insurance Company Limited - Mediclaim Accident Family
• Universal Sompo General Insurance Pvt Ltd
• What is Medicare / Medicaid? - Eligibility - Payment - Reference