Insurance Glossary

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Insurance Term - Re-insurance Recoverable to Policyholder Surplus

It measures a company’s dependence upon its re-insurers and the potential exposure to adjustments on such re-insurance. It is determined from the total ceded re-insurance recoverable due from non-U.S. affiliates for paid losses, unpaid losses, losses incurred but not reported (IBNR), unearned premiums and commissions, less funds held from re-insurers expressed as a percent of policyholder surplus.

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