A new study has examined the cost-related experiences of families with non-group health insurance plans purchased on or off the Marketplace.
Health Insurance - Common Terms and Definitions
The key to understanding health Insurance is to become an informed consumer by knowing its definitions, terms and conditions before you plan to buy it.
The key to understanding health Insurance is to become an informed consumer by knowing its definitions, terms and conditions before you plan to buy it.
‘The Affordable Care Act (ACA) expanded access to non-group health insurance through the creation of insurance Marketplaces that include subsidies and decision support, but challenges remain.
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The study population, drawn from a single insurer, included more than 1,200 enrollees who purchased non-group health insurance on or off the ACA Marketplaces in Massachusetts, Maine, and New Hampshire. Study results showed that affordability challenges were common among non-group enrollees. For low-income, subsidy-eligible families, enrollment in Marketplace plans was associated with lower risk of high out-of-pocket and high total spending compared to enrollment off-Marketplace, although delayed or forgone care due to cost and financial burden did not differ. Use of brokers or navigators was associated with lower probability of high out-of-pocket costs, but otherwise experiences were no better with decision support.
Regarding possible next steps, Dr. Galbraith adds, “Our findings suggest that building on ACA coverage gains by expanding eligibility and the dollar amount of subsidies could address the remaining affordability challenges facing non-group enrollees and families.”
Affordable Care Act Benefits Stroke Survivors
Many stroke survivors still struggle to afford their medications because they don't have insurance or their insurance shifts more of the costs of medications to patients. These stroke survivors are still vulnerable.
Many stroke survivors still struggle to afford their medications because they don't have insurance or their insurance shifts more of the costs of medications to patients. These stroke survivors are still vulnerable.
Affordable Care Act May Have Cut Down Uninsured Cardiac-Related Hospitalizations
Affordable Care Act(ACA) was implemented to improve the access of health care coverage to low-income families by expanding medicaid. Expanding Medicaid health coverage due to the Affordable Care Act seems to have reduced the percentage of individuals hospitalized without insurance.
Affordable Care Act(ACA) was implemented to improve the access of health care coverage to low-income families by expanding medicaid. Expanding Medicaid health coverage due to the Affordable Care Act seems to have reduced the percentage of individuals hospitalized without insurance.
Quiz on Health Insurance
This Quiz is to test your knowledge on health insurance in the U.S, there is so much activity with the new law and building of Health Exchanges – all peaking for a January 2014 deadline.
This Quiz is to test your knowledge on health insurance in the U.S, there is so much activity with the new law and building of Health Exchanges – all peaking for a January 2014 deadline.
