The government has decided to extend the medical insurance to the beedi workers of India, under the Rashtriya Swasthya Bima Yojana (RSBY).
Health Insurance
Health insurance has emerged as one of the fastest growing segments in the non-life insurance industry with 30% growth in 2010-11 with annual premium collections being over Rs 6,000 crores.
Health insurance has emerged as one of the fastest growing segments in the non-life insurance industry with 30% growth in 2010-11 with annual premium collections being over Rs 6,000 crores.
He said, centre is also writing a letter to all the Chief Ministers to identify bidi workers and bring them into the scheme so that they can get the benefits of ESI Hospital facilities and notified despensaries and Hospitals.
The estimated expenditure to be borne by the Central Government is approximately Rs.311.25 crore . The annual premium is estimated at Rs.750 per annum of which 75 per cent would be as Central share and the State Government's share would be 25 per cent.
The State Government will identify and register beedi workers. It is proposed to cover 10 lakh beedi worker in the current financial year and cover 100 per cent of the total beedi workers by the year 2013-14.
At present, the health needs of these beedi workers are being met through 204 dispensaries and only 7 hospitals.
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Customer Care in Health Insurance Industry
Health Insurance Industry is a service-oriented industry with customer satisfaction and customer grievances being important components of its business operations. Both the issues – Customer satisfaction and Customer Grievances have been described in the article in co-relation with the health insurance sector.
Health Insurance Industry is a service-oriented industry with customer satisfaction and customer grievances being important components of its business operations. Both the issues – Customer satisfaction and Customer Grievances have been described in the article in co-relation with the health insurance sector.
The Beedi Workers Welfare Fund Act, 1976 has been enacted to provide for financing of measures to promote the welfare of beedi workers. Several welfare schemes have been formulated under the Beedi Workers Welfare Fund to extend health care, housing, educational, social security benefits to beedi workers and their family members.
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Premium Calculation by Health Insurance Companies
This article gives an insight as to how healthcare insurance policy premiums are collected by Insurance companies which will be useful for any layman.
This article gives an insight as to how healthcare insurance policy premiums are collected by Insurance companies which will be useful for any layman.
