NAC Group for Biometric Smart Cards to Dole Out RSBY Health Insurance

A working group of the National Advisory Council (NAC) on social security has recommended that biometric smart cards be used to distribute health insurance and social security benefits.

A working group of the National Advisory Council (NAC) on social security has recommended that biometric smart cards be used to distribute health insurance and social security benefits under the Rashtriya Swasthya Bima Yojana (RSBY).

The smart card will be used to dole out social security to workers of the unorganized sector.

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It will provide health insurance to 25 million poor, help procure maternity benefit, pension upon retirement, life and disability cover, and financial protection against ill health to the workers.

Pension and life-cum-disability schemes are estimated to cost the government Rs 43,000 crore, in case of a worker contributing Rs 500 a year, and Rs 86,000 crore, if the worker’s yearly contribution was Rs 1,000.

It has been recommended that the government roll out the pension scheme for women workers in the first phase, with Rs 1,000 as premium from the centre, state and citizen, and gradually to others over a five-year period.

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The maternity assistance scheme will cost the government Rs 12,000 crore, assuming a payment of Rs 6,000 per birth for 20 million births a year.

Health Insurance for Over 2.79 Crore Poor Families in India Through RSBY
More than 2.79 crore BPL families in the country have so far been issued smart cards-based health insurance under the Rashtriya Swasthya Bima Yojana (RSBY).

Source-Medindia

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