The moot point is that – are the people of America happier with individual health insurance rather than the traditional employer sponsored health insurance?

Paul Fronstin, head of the Health Research and Education program at EBRI, said that the ACA “levels the playing field like it’s never been before,” because now health insurance coverage does not rely on employer sponsorship.
Earlier, most people had health insurance only when the employer sponsored it. The disadvantages were that health coverage was dependent on the person’s employment and ended for him and his family when he left the company. Most employees would then enroll under Cobra which is not only expensive but temporary too.
Frostin also said that “One could argue workers won’t need their employers any more for health benefits once the law is fully implemented and health exchanges become a viable option to employer-sponsored health benefits. That raises real issues about the future of employment-based health coverage.”
Under the Affordable Care Act’s exchanges - there is a wider variety of plans at a lower cost for individuals to choose from as the employer sponsored plans are very typical.
Dr. Ezekiel J. Emanuel, in his recently published book, “Reinventing American Health Care,” predicts that by 2025, “fewer than 20 percent of workers in the private sector will receive traditional employer-sponsored health insurance."
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It is generally accepted that the shift will begin with small businesses where 60% will forgo employer sponsored health insurance and instead opt for individual health plans, with employer contributions by 2017.
By offering traditional, employer-sponsored health insurance, the employee does not qualify for premium tax credits.
Employer-sponsored health insurance is changing dramatically as employers are switching to individual health insurance with an employer contribution - where the employee can get better health benefits.
References:
Abby Rosenberger, August 2014
Hannah Punitha (IRDA Licence Number: 2710062)
Source-Medindia