Q: Will I automatically receive compensation if I am injured on the job?
A: No, the worker should file for compensation immediately as delay in filing may make them ineligible in some cases.
Q: What are the benefits that can be claimed under workers’ compensation?
A: Medical benefits, disability pay during the period when unable to work, permanent disability settlement and vocational rehabilitation and paid training for alternate employment if unable to return to the old job.
Q: What is the amount of disability payment I am entitled to?
A: The laws may vary from state to state, but is usually about 66% of the wages at the time of injury.
Q: Who pays the workers’ compensation?
A: The employers insure their workers with private insurance companies by paying a premium. The private insurance companies will disburse the claims.
Q: Can I change doctors when I am availing worker’s compensation?
A: Yes, you can.
Q: Can an employee be fired while on worker’s compensation?
A: Usually, the employer will hire a temporary hand during the period of absence of an injured worker. In exceptional cases when medical evidence suggests that the worker cannot return to work the employer may terminate his services.
Q: Can I work when I am on worker’s compensation?
A: Yes. A worker can work in other employment while receiving compensation
Q: What are overlooked industrial injuries?
A: Injuries or illness possibly caused at work that the employee overlooks eg., hearing loss, allergies, lung problems, hand injuries, eye strain, and hernias (caused by lifting heavy loads).
